Skip to content
Sign in
Contact us
  • There are no suggestions because the search field is empty.

LendingPad ComplyIO Beta Test Acknowledgement

Updated 5/6/2026

LendingPad Corp. (“LendingPad”) has designed and is in the process of developing its ComplyIO mortgage loan compliance product, and such product is now in a beta testing phase (as such, “ComplyIO Beta”).

1. ComplyIO Beta Access. Pursuant to this Agreement, LendingPad grants you (“Tester”) a limited, personal, nontransferable, nonexclusive license to use ComplyIO Beta for the sole purpose of experimental use and testing on the terms and conditions set forth herein. LendingPad shall have the right to terminate such license at any time upon notice to Tester. 


2. Beta Status.
(a) Tester acknowledges and agrees that ComplyIO Beta is experimental, remains
under development, and has not been fully tested or completed. Tester further acknowledges that: (i) ComplyIO Beta may not operate properly, or be fully functional; (ii) ComplyIO Beta and the results returned by it may contain errors, design flaws, or other problems, and information or reports obtained using ComplyIO Beta may not be accurate; (iii) use of ComplyIO Beta may result in unexpected results, loss of data, project delays, or other unpredictable damage or loss; (iv) LendingPad is under no obligation to release a fully finished commercial version of ComplyIO; and (v) Tester should not rely upon ComplyIO Beta in the operation of its business.
(b) Tester acknowledges and agrees that LendingPad may make changes or
updates to ComplyIO Beta at any time without prior notice, including changes or updates that may affect the functionality or output of ComplyIO Beta.
(c) LendingPad shall have no obligation to make ComplyIO Beta available for any
specified period and may discontinue access to ComplyIO Beta at any time.
(d) In the event that at any time Tester is offered an opportunity to license a non-
beta version of ComplyIO, LendingPad shall terminate Tester’s ComplyIO Beta access and Tester will be required to execute a separate Service Order or Schedule for ComplyIO services (and a governing Master Services Agreement if not previously executed) in order to access and use any commercially released, non-beta version of ComplyIO.


3. Disclaimer of Warranties; Limitation of Liability.
THERE ARE NO WARRANTIES, CLAIMS OR REPRESENTATIONS MADE BY LENDINGPAD, EITHER EXPRESS, IMPLIED OR STATUTORY, WITH RESPECT TO COMPLYIO BETA, INCLUDING WARRANTIES OF QUALITY, PERFORMANCE, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE OR TRADE USAGE. LENDINGPAD DOES NOT WARRANT THAT COMPLYIO BETA WILL MEET TESTER’S NEEDS OR BE FREE FROM ERRORS, OR THAT THE OPERATIONS OF COMPLYIO BETA WILL BE UNINTERRUPTED. THE FOREGOING EXCLUSIONS AND
DISCLAIMERS ARE AN ESSENTIAL PART OF THIS AGREEMENT. TESTER EXPRESSLY AGREES THAT THE LIABILITY OF LENDINGPAD (AND ITS LICENSORS) TO TESTER OR ANY THIRD PARTY ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR THE USE OF COMPLYIO BETA, OR FOR ANY ERROR OR DEFECT IN COMPLYIO BETA, OR FOR THE PROVISION OF TECHNICAL SUPPORT,
INSTALLATION, TRAINING, OR OTHER SERVICES IN CONNECTION THEREWITH, HOWEVER CAUSED, AND ON ANY THEORY OF LIABILITY, INCLUDING CONTRACT, STRICT LIABILITY, NEGLIGENCE, OR OTHER TORT, SHALL BE LIMITED TO DIRECT DAMAGES NOT TO EXCEED ANY FEES PAID TO LENDINGPAD FOR USE OF COMPLYIO BETA. IN NO EVENT WILL LENDINGPAD OR ITS LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, BUSINESS, REVENUE, DATA OR DATA USE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS WILL APPLY NOTWITHSTANDING THE FAILURE OF THE ESSENTIAL PURPOSE OF ANY REMEDY.


The limitations of liability set forth in this Acknowledgement reflect the allocation of risk
negotiated and agreed to by the Parties. LendingPad would not permit the use of ComplyIO Beta without these limitations on liability.


4. Legal Services Disclaimer. COMPLYIO (INCLUDING COMPLYIO BETA) IS NOT A
SUBSTITUTE FOR THE ADVICE OF AN ATTORNEY. LENDINGPAD IS NOT ENGAGED IN
RENDERING LEGAL SERVICES AND THE INFORMATION OR REPORTS GENERATED
THROUGH THE USE OF COMPLYIO MAY NOT BE CONSTRUED AS LEGAL ADVICE.
TESTER ACKNOWLEDGES THAT LENDINGPAD IS NOT AUTHORIZED TO PRACTICE
LAW, NOR MAY ANY OF ITS OFFICERS, EMPLOYEES OR AGENTS PROVIDE LEGAL
COUNSEL TO TESTER. ANY QUESTIONS OF A LEGAL NATURE MUST BE DIRECTED TO
TESTER’S OWN LEGAL COUNSEL FOR WHICH LENDINGPAD HAS NO OBLIGATION OR
LIABILITY.


5. Proprietary Rights; Confidentiality.
(a) ComplyIO Beta is proprietary to LendingPad, and nothing in this Agreement shall
provide Tester with any rights not expressly stated herein. Nothing contained in this Agreement shall be construed as granting or conferring to Tester any right, title or interest in ComplyIO Beta, any Protected Information, or any copyrights, patents, trade secrets or any other proprietary rights now or subsequently owned by LendingPad, beyond the license set forth in Section 1 above.
(b) If Tester provides comments, suggestions, or other feedback of any kind (“Feedback”) to LendingPad with respect to ComplyIO Beta, all such Feedback, and any
intellectual property rights derived in any manner from such Feedback, will be the sole and exclusive property of LendingPad. Tester will not earn or acquire any rights or licenses in ComplyIO Beta or in any LendingPad Intellectual Property on account of the provision of any such feedback or its use of ComplyIO Beta, regardless as to whether LendingPad makes any alterations, changes or otherwise uses such feedback in any manner in connection with ComplyIO Beta or its other product offerings.
(c) Tester acknowledges that ComplyIO Beta is considered, or contains, confidential
information and valuable trade secrets of LendingPad. In addition to ComplyIO Beta, Tester shall treat as confidential all information in any form or format which LendingPad designates as confidential (all of the foregoing, "Protected Information"). Tester shall not use or disclose Protected Information except for the purposes of testing ComplyIO Beta as contemplated hereunder, unless otherwise authorized in writing by LendingPad. All Protected Information shall remain the sole property of LendingPad.
(d) This Agreement shall function as an addition to any separate confidentiality or
nondisclosure agreement between the parties, and in the event of any conflict between the terms of such agreement and this Agreement, the provisions that are more protective of LendingPad’s rights shall govern.


6. Additional Terms. Use of ComplyIO Beta is subject to (i) the LendingPad Terms of Use
and (ii) the LendingPad Privacy Policy, both as posted on LendingPad’s website. LendingPad may update any or all of the foregoing documents at any time.